The Bank of England base rate decreased by 0.25% on Thursday 7 August. Base Rate Tracker Mortgages will reduce by 0.25% effective 1 September. Flexx for term, SVR or Privilege mortgage rates will decrease by 0.20% on 1 September. See what this means for you here.
Godiva mortgages
Godiva mortgages

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The rate at which your mortgage interest payments are calculated.
Follow on rates are linked to our Standard Variable Rate, and will rise and fall in line with changes to it.
The rate at which your mortgage interest payments are calculated.
The Annual Percentage Rate of Charge (APRC) is the total cost of the mortgage shown as an annual percentage. All lenders calculate APRC the same way to help you compare mortgage details. This rate could change if a variable rate applied to your mortgage changes (e.g. Standard Variable Rate (SVR)).
This is the fee charged on some of our mortgage products.
This shows only what you’ll pay each month during your initial deal period. It doesn’t take into account any fees or charges if you make changes to your mortgage. Please note this is only an estimate.

Portfolio 4.44% Fixed to 28.02.31

Rate

4.44%

4.44% Fixed Rate until 28.02.31
Followed by 6.74% Variable for remainder of term

APRC

5.8%

Product fee

£0

Information

Max loan to value: 65%
Early repayment charge: Yes

Information

Max loan to value: 65%
Early repayment charge: Yes

Portfolio 4.56% Fixed to 29.02.28

Rate

4.56%

4.56% Fixed Rate until 29.02.28
Followed by 6.74% Variable for remainder of term

APRC

6.4%

Product fee

£0

Information

Max loan to value: 65%
Early repayment charge: Yes

Information

Max loan to value: 65%
Early repayment charge: Yes

3.85% Fixed to 29.02.28

Rate

3.85%

3.85% Fixed Rate until 29.02.28
Followed by 6.74% Variable for remainder of term

APRC

6.4%

Product fee

£1999

Information

Max loan to value: 50%
Early repayment charge: Yes

Information

Max loan to value: 50%
Early repayment charge: Yes

4.31% Fixed to 28.02.31

Rate

4.31%

4.31% Fixed Rate until 28.02.31
Followed by 6.74% Variable for remainder of term

APRC

6.0%

Product fee

£1999

Information

Max loan to value: 75%
Early repayment charge: Yes

Information

Max loan to value: 75%
Early repayment charge: Yes

Portfolio 4.19% Fixed to 28.02.31

Rate

4.19%

4.19% Fixed Rate until 28.02.31
Followed by 6.74% Variable for remainder of term

APRC

5.9%

Product fee

£1999

Information

Max loan to value: 50%
Early repayment charge: Yes

Information

Max loan to value: 50%
Early repayment charge: Yes

Portfolio 4.31% Fixed to 29.02.28

Rate

4.31%

4.31% Fixed Rate until 29.02.28
Followed by 6.74% Variable for remainder of term

APRC

6.5%

Product fee

£1999

Information

Max loan to value: 75%
Early repayment charge: Yes

Information

Max loan to value: 75%
Early repayment charge: Yes

4.66% Fixed to 29.02.28

Rate

4.66%

4.66% Fixed Rate until 29.02.28
Followed by 6.74% Variable for remainder of term

APRC

6.4%

Product fee

£0

Information

Max loan to value: 75%
Early repayment charge: Yes

Information

Max loan to value: 75%
Early repayment charge: Yes

4.53% Fixed to 28.02.31

Rate

4.53%

4.53% Fixed Rate until 28.02.31
Followed by 6.74% Variable for remainder of term

APRC

5.9%

Product fee

£0

Information

Max loan to value: 75%
Early repayment charge: Yes

Information

Max loan to value: 75%
Early repayment charge: Yes

Portfolio 4.51% Fixed to 29.02.28

Rate

4.51%

4.51% Fixed Rate until 29.02.28
Followed by 6.74% Variable for remainder of term

APRC

6.4%

Product fee

£0

Information

Max loan to value: 50%
Early repayment charge: Yes

Information

Max loan to value: 50%
Early repayment charge: Yes

Portfolio 4.39% Fixed to 28.02.31

Rate

4.39%

4.39% Fixed Rate until 28.02.31
Followed by 6.74% Variable for remainder of term

APRC

5.8%

Product fee

£0

Information

Max loan to value: 50%
Early repayment charge: Yes

Information

Max loan to value: 50%
Early repayment charge: Yes

4.09% Fixed to 28.02.31

Rate

4.09%

4.09% Fixed Rate until 28.02.31
Followed by 6.74% Variable for remainder of term

APRC

5.9%

Product fee

£1999

Information

Max loan to value: 65%
Early repayment charge: Yes

Information

Max loan to value: 65%
Early repayment charge: Yes

4.04% Fixed to 28.02.31

Rate

4.04%

4.04% Fixed Rate until 28.02.31
Followed by 6.74% Variable for remainder of term

APRC

5.8%

Product fee

£1999

Information

Max loan to value: 50%
Early repayment charge: Yes

Information

Max loan to value: 50%
Early repayment charge: Yes

Bank Base Rate Flexx Tracker +0.84% to 29.02.28

Rate

4.84%

Base Rate Flexx Tracker +0.84% with a floor of 1.00% to 29.02.28
Followed by 6.74% Variable for remainder of term

APRC

6.7%

Product fee

£1999

Information

Max loan to value: 75%
Early repayment charge: No

Information

Max loan to value: 75%
Early repayment charge: No

Portfolio Bank Base Rate Flexx Tracker to 29.02.28

Rate

4.84%

Base Rate Flexx Tracker +0.84% with a floor of 1.00% to 29.02.28
Followed by 6.74% Variable for remainder of term

APRC

6.7%

Product fee

£1999

Information

Max loan to value: 65%
Early repayment charge: No

Information

Max loan to value: 65%
Early repayment charge: No

Portfolio 4.81% Fixed to 29.02.28

Rate

4.81%

4.81% Fixed Rate until 29.02.28
Followed by 6.74% Variable for remainder of term

APRC

6.5%

Product fee

£0

Information

Max loan to value: 75%
Early repayment charge: Yes

Information

Max loan to value: 75%
Early repayment charge: Yes

Portfolio 4.05% Fixed to 29.02.28

Rate

4.05%

4.05% Fixed Rate until 29.02.28
Followed by 6.74% Variable for remainder of term

APRC

6.5%

Product fee

£1999

Information

Max loan to value: 65%
Early repayment charge: Yes

Information

Max loan to value: 65%
Early repayment charge: Yes

4.29% Fixed to 28.02.31

Rate

4.29%

4.29% Fixed Rate until 28.02.31
Followed by 6.74% Variable for remainder of term

APRC

5.8%

Product fee

£0

Information

Max loan to value: 65%
Early repayment charge: Yes

Information

Max loan to value: 65%
Early repayment charge: Yes

4.41% Fixed to 29.02.28

Rate

4.41%

4.41% Fixed Rate until 29.02.28
Followed by 6.74% Variable for remainder of term

APRC

6.4%

Product fee

£0

Information

Max loan to value: 65%
Early repayment charge: Yes

Information

Max loan to value: 65%
Early repayment charge: Yes

Portfolio Bank Base Rate Flexx Tracker to 29.02.28

Rate

4.99%

Base Rate Flexx Tracker +0.99% with a floor of 1.00% to 29.02.28
Followed by 6.74% Variable for remainder of term

APRC

6.7%

Product fee

£1999

Information

Max loan to value: 75%
Early repayment charge: No

Information

Max loan to value: 75%
Early repayment charge: No

4.16% Fixed to 29.02.28

Rate

4.16%

4.16% Fixed Rate until 29.02.28
Followed by 6.74% Variable for remainder of term

APRC

6.5%

Product fee

£1999

Information

Max loan to value: 75%
Early repayment charge: Yes

Information

Max loan to value: 75%
Early repayment charge: Yes

Portfolio 4.00% Fixed to 29.02.28

Rate

4.00%

4.00% Fixed Rate until 29.02.28
Followed by 6.74% Variable for remainder of term

APRC

6.5%

Product fee

£1999

Information

Max loan to value: 50%
Early repayment charge: Yes

Information

Max loan to value: 50%
Early repayment charge: Yes

Portfolio 4.46% Fixed to 28.02.31

Rate

4.46%

4.46% Fixed Rate until 28.02.31
Followed by 6.74% Variable for remainder of term

APRC

6.0%

Product fee

£1999

Information

Max loan to value: 75%
Early repayment charge: Yes

Information

Max loan to value: 75%
Early repayment charge: Yes

4.36% Fixed to 29.02.28

Rate

4.36%

4.36% Fixed Rate until 29.02.28
Followed by 6.74% Variable for remainder of term

APRC

6.4%

Product fee

£0

Information

Max loan to value: 50%
Early repayment charge: Yes

Information

Max loan to value: 50%
Early repayment charge: Yes

4.24% Fixed to 28.02.31

Rate

4.24%

4.24% Fixed Rate until 28.02.31
Followed by 6.74% Variable for remainder of term

APRC

5.8%

Product fee

£0

Information

Max loan to value: 50%
Early repayment charge: Yes

Information

Max loan to value: 50%
Early repayment charge: Yes

Bank Base Rate Flexx Tracker +0.69% to 29.02.28

Rate

4.69%

Base Rate Flexx Tracker +0.69% with a floor of 1.00% to 29.02.28
Followed by 6.74% Variable for remainder of term

APRC

6.6%

Product fee

£1999

Information

Max loan to value: 65%
Early repayment charge: No

Information

Max loan to value: 65%
Early repayment charge: No

Portfolio 4.68% Fixed to 28.02.31

Rate

4.68%

4.68% Fixed Rate until 28.02.31
Followed by 6.74% Variable for remainder of term

APRC

6.0%

Product fee

£0

Information

Max loan to value: 75%
Early repayment charge: Yes

Information

Max loan to value: 75%
Early repayment charge: Yes

3.90% Fixed to 29.02.28

Rate

3.90%

3.90% Fixed Rate until 29.02.28
Followed by 6.74% Variable for remainder of term

APRC

6.4%

Product fee

£1999

Information

Max loan to value: 65%
Early repayment charge: Yes

Information

Max loan to value: 65%
Early repayment charge: Yes

Portfolio 4.24% Fixed to 28.02.31

Rate

4.24%

4.24% Fixed Rate until 28.02.31
Followed by 6.74% Variable for remainder of term

APRC

5.9%

Product fee

£1999

Information

Max loan to value: 65%
Early repayment charge: Yes

Information

Max loan to value: 65%
Early repayment charge: Yes

Need help?
Call us to discuss your needs with our award winning customer service.

 

Call us on

0800 121 6162

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Godiva Mortgages Limited is a limited company registered in England and Wales (with company number 5830727) and is authorised and regulated by the Financial Conduct Authority (firm reference number 457622, www.fca.org.uk). Godiva Mortgages Limited. Registered Office: Coventry House, Harry Weston Road, Binley, Coventry, West Midlands CV3 2TQ

 

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