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Understand your mortgage
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Popular questions
Find quick answers to the questions customers ask most often.
How can I get help understanding my mortgage statement?
How can I pay off my mortgage?
To pay off your mortgage, call us on 0800 121 6162. You can also visit your local branch to request a redemption statement.
Your redemption statement will show exactly how much you need to pay to clear your mortgage.
Find out more by visiting our redeeming your mortgage help page.
How can I change my details?
Depending on what you need to change, you may be able to do it over the phone, in branch or by completing a simple form.
This includes changes to your Direct Debit, address, name or contact preferences.
To find out the best way to change your details, visit our changing your details help page.
Can I make extra payments on my mortgage?
If you’d like to make extra payment(s) on your mortgage, call us on 0800 121 6121 to discuss your options.
If you pay extra towards your mortgage, the amount you pay will determine whether it’s treated as a capital repayment or an overpayment.
To find out more information about making extra payments towards your mortgage, visit our paying more help page.
How can I borrow more on my mortgage?
You can talk to us about borrowing more by calling us on 0800 121 6162.
We’ll talk through your situation, check what you can afford and guide you through the application process from start to finish.
To understand more about your borrowing options, visit our borrow more help page.
Need help?
Call us to discuss your needs with our award winning customer service.
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