The Bank of England base rate decreased by 0.25% on Thursday 8 May. Base Rate Tracker Mortgages will decrease by 0.25% effective 1 June. Flexx for term, SVR or Privilege mortgage rates will decrease by 0.15% on 1 June 2025. See what this means for you here.
Godiva mortgages
Godiva mortgages
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Sustainable living 

Greener choices for sustainable living

Sustainable living 

Greener choices for sustainable living

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Why is sustainability important?

We all have our part to play in reducing the impact we have on the environment. Our homes and properties are currently responsible for around 20% of the total emissions in the UK1. One of the ways we can help is by improving their energy efficiency.

 

As a mortgage provider we want to help our customers understand the impact of home energy use and provide hints and tips along the way. Our Home Energy Efficiency Tool will provide you with your personalised energy-savings plan, and to help you make energy-saving improvements to your home we have additional borrowing green products that offer lower interest rates too.

 

When it comes to sustainability, we’re in it together.

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What's an EPC?

 

Understanding your Energy Performance Certificate (EPC) and making even just a few simple changes could improve your rating and help you save money on your energy bills.

More about EPCs
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Could your home be more efficient?

 

The Home Energy Efficiency Tool generates a personalised plan with suggestions for reducing the energy you use and could help you save money on your bills.

Try the tool
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Green lending

 

If you're an existing customer you could benefit from lower rates when you use some of your money to make energy efficiency improvements.

Green lending
 1Energy advice for your home – Energy Saving Trust

Government initiatives

Boiler Upgrade Scheme

Through the Boiler Upgrade Scheme you may be able to get a grant to cover part of the cost of replacing fossil fuel heating systems (including oil, gas or electric) with a heat pump or biomass boiler. Find out more.

 

 

Energy saving tips to save money

There are lots of things you can do at home, from easy no cost actions to bigger investments, that could save you hundreds more. Find out more.

 

 

EV chargepoint grant

The EV chargepoint grant provides funding of up to 75% towards the cost of installing electric vehicle smart chargepoints at domestic properties across the UK. Find out more.
EV charger

Need help?
Call us to discuss your needs with our award winning customer service.

 

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Godiva Mortgages Limited is a limited company registered in England and Wales (with company number 5830727) and is authorised and regulated by the Financial Conduct Authority (firm reference number 457622, www.fca.org.uk). Godiva Mortgages Limited. Registered Office: Coventry House, Harry Weston Road, Binley, Coventry, West Midlands CV3 2TQ

 

For all enquiries call 0800 121 6162.

 

Calls to 0800 numbers are free when made from the UK. You may be charged for calls to all other numbers, please contact your service provider for further details. We may monitor, record, store and use telephone calls to help improve our service and as a record of our conversation.

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