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Follow on rates are linked to our Standard Variable Rate, and will rise and fall in line with changes to it.
Follow on rates are linked to our Standard Variable Rate, and will rise and fall in line with changes to it.
The rate at which your mortgage interest payments are calculated.
The Annual Percentage Rate of Charge (APRC) is the total cost of the mortgage shown as an annual percentage. All lenders calculate APRC the same way to help you compare mortgage details. This rate could change if a variable rate applied to your mortgage changes (e.g. Standard Variable Rate (SVR)).
This is the fee charged on some of our mortgage products.
1 product matches the code you've entered
0 product match the code you've entered

5.23% Fixed to 29.02.32

Rate

5.23%

5.23% Fixed Rate until 29.02.32
Followed by 6.54% Variable for remainder of term

APRC

5.7%

Product fee

£0

Information

Max loan to value: 90%
Early repayment charge: Yes

Information

Max loan to value: 90%
Early repayment charge: Yes

5.11% Fixed to 28.02.29

Rate

5.11%

5.11% Fixed Rate until 28.02.29
Followed by 6.54% Variable for remainder of term

APRC

6.1%

Product fee

£0

Information

Max loan to value: 75%
Early repayment charge: Yes

Information

Max loan to value: 75%
Early repayment charge: Yes

5.03% Fixed to 28.02.30

Rate

5.03%

5.03% Fixed Rate until 28.02.30
Followed by 6.54% Variable for remainder of term

APRC

5.8%

Product fee

£0

Information

Max loan to value: 65%
Early repayment charge: Yes

Information

Max loan to value: 65%
Early repayment charge: Yes

5.03% Fixed to 29.02.32

Rate

5.03%

5.03% Fixed Rate until 29.02.32
Followed by 6.54% Variable for remainder of term

APRC

5.5%

Product fee

£0

Information

Max loan to value: 75%
Early repayment charge: Yes

Information

Max loan to value: 75%
Early repayment charge: Yes

4.96% Fixed to 29.02.32

Rate

4.96%

4.96% Fixed Rate until 29.02.32
Followed by 6.54% Variable for remainder of term

APRC

5.8%

Product fee

£999

Information

Max loan to value: 85%
Early repayment charge: Yes

Information

Max loan to value: 85%
Early repayment charge: Yes

4.76% Fixed to 28.02.29

Rate

4.76%

4.76% Fixed Rate until 28.02.29
Followed by 6.54% Variable for remainder of term

APRC

6.3%

Product fee

£999

Information

Max loan to value: 65%
Early repayment charge: Yes

Information

Max loan to value: 65%
Early repayment charge: Yes

5.53% Fixed to 29.02.32

Rate

5.53%

5.53% Fixed Rate until 29.02.32
Followed by 6.54% Variable for remainder of term

APRC

6.3%

Product fee

£999

Information

Max loan to value: 95%
Early repayment charge: Yes

Information

Max loan to value: 95%
Early repayment charge: Yes

4.87% Fixed to 28.02.30

Rate

4.87%

4.87% Fixed Rate until 28.02.30
Followed by 6.54% Variable for remainder of term

APRC

6.1%

Product fee

£999

Information

Max loan to value: 75%
Early repayment charge: Yes

Information

Max loan to value: 75%
Early repayment charge: Yes

4.78% Fixed to 29.02.32

Rate

4.78%

4.78% Fixed Rate until 29.02.32
Followed by 6.54% Variable for remainder of term

APRC

5.6%

Product fee

£999

Information

Max loan to value: 65%
Early repayment charge: Yes

Information

Max loan to value: 65%
Early repayment charge: Yes

5.06% Fixed to 29.02.32

Rate

5.06%

5.06% Fixed Rate until 29.02.32
Followed by 6.54% Variable for remainder of term

APRC

5.5%

Product fee

£0

Information

Max loan to value: 85%
Early repayment charge: Yes

Information

Max loan to value: 85%
Early repayment charge: Yes

4.97% Fixed to 28.02.29

Rate

4.97%

4.97% Fixed Rate until 28.02.29
Followed by 6.54% Variable for remainder of term

APRC

6.1%

Product fee

£0

Information

Max loan to value: 65%
Early repayment charge: Yes

Information

Max loan to value: 65%
Early repayment charge: Yes

5.50% Fixed to 28.02.29

Rate

5.50%

5.50% Fixed Rate until 28.02.29
Followed by 6.54% Variable for remainder of term

APRC

6.7%

Product fee

£999

Information

Max loan to value: 95%
Early repayment charge: Yes

Information

Max loan to value: 95%
Early repayment charge: Yes

4.91% Fixed to 29.02.32

Rate

4.91%

4.91% Fixed Rate until 29.02.32
Followed by 6.54% Variable for remainder of term

APRC

5.4%

Product fee

£0

Information

Max loan to value: 65%
Early repayment charge: Yes

Information

Max loan to value: 65%
Early repayment charge: Yes

4.82% Fixed to 28.02.30

Rate

4.82%

4.82% Fixed Rate until 28.02.30
Followed by 6.54% Variable for remainder of term

APRC

6.1%

Product fee

£999

Information

Max loan to value: 65%
Early repayment charge: Yes

Information

Max loan to value: 65%
Early repayment charge: Yes

5.70% Fixed to 28.02.29

Rate

5.70%

5.70% Fixed Rate until 28.02.29
Followed by 6.54% Variable for remainder of term

APRC

6.4%

Product fee

£0

Information

Max loan to value: 95%
Early repayment charge: Yes

Information

Max loan to value: 95%
Early repayment charge: Yes

5.43% Fixed to 28.02.30

Rate

5.43%

5.43% Fixed Rate until 28.02.30
Followed by 6.54% Variable for remainder of term

APRC

6.1%

Product fee

£0

Information

Max loan to value: 90%
Early repayment charge: Yes

Information

Max loan to value: 90%
Early repayment charge: Yes

5.12% Fixed to 28.02.29

Rate

5.12%

5.12% Fixed Rate until 28.02.29
Followed by 6.54% Variable for remainder of term

APRC

6.5%

Product fee

£999

Information

Max loan to value: 90%
Early repayment charge: Yes

Information

Max loan to value: 90%
Early repayment charge: Yes

5.44% Fixed to 28.02.30

Rate

5.44%

5.44% Fixed Rate until 28.02.30
Followed by 6.54% Variable for remainder of term

APRC

6.5%

Product fee

£999

Information

Max loan to value: 95%
Early repayment charge: Yes

Information

Max loan to value: 95%
Early repayment charge: Yes

4.95% Fixed to 28.02.29

Rate

4.95%

4.95% Fixed Rate until 28.02.29
Followed by 6.54% Variable for remainder of term

APRC

6.4%

Product fee

£999

Information

Max loan to value: 85%
Early repayment charge: Yes

Information

Max loan to value: 85%
Early repayment charge: Yes

5.39% Fixed to 28.02.29

Rate

5.39%

5.39% Fixed Rate until 28.02.29
Followed by 6.54% Variable for remainder of term

APRC

6.3%

Product fee

£0

Information

Max loan to value: 90%
Early repayment charge: Yes

Information

Max loan to value: 90%
Early repayment charge: Yes

5.23% Fixed to 28.02.30

Rate

5.23%

5.23% Fixed Rate until 28.02.30
Followed by 6.54% Variable for remainder of term

APRC

6.0%

Product fee

£0

Information

Max loan to value: 85%
Early repayment charge: Yes

Information

Max loan to value: 85%
Early repayment charge: Yes

5.58% Fixed to 29.02.32

Rate

5.58%

5.58% Fixed Rate until 29.02.32
Followed by 6.54% Variable for remainder of term

APRC

6.0%

Product fee

£0

Information

Max loan to value: 95%
Early repayment charge: Yes

Information

Max loan to value: 95%
Early repayment charge: Yes

5.19% Fixed to 28.02.29

Rate

5.19%

5.19% Fixed Rate until 28.02.29
Followed by 6.54% Variable for remainder of term

APRC

6.2%

Product fee

£0

Information

Max loan to value: 85%
Early repayment charge: Yes

Information

Max loan to value: 85%
Early repayment charge: Yes

5.06% Fixed to 28.02.30

Rate

5.06%

5.06% Fixed Rate until 28.02.30
Followed by 6.54% Variable for remainder of term

APRC

5.9%

Product fee

£0

Information

Max loan to value: 75%
Early repayment charge: Yes

Information

Max loan to value: 75%
Early repayment charge: Yes

5.73% Fixed to 28.02.30

Rate

5.73%

5.73% Fixed Rate until 28.02.30
Followed by 6.54% Variable for remainder of term

APRC

6.3%

Product fee

£0

Information

Max loan to value: 95%
Early repayment charge: Yes

Information

Max loan to value: 95%
Early repayment charge: Yes

5.11% Fixed to 29.02.32

Rate

5.11%

5.11% Fixed Rate until 29.02.32
Followed by 6.54% Variable for remainder of term

APRC

5.9%

Product fee

£999

Information

Max loan to value: 90%
Early repayment charge: Yes

Information

Max loan to value: 90%
Early repayment charge: Yes

5.23% Fixed to 28.02.30

Rate

5.23%

5.23% Fixed Rate until 28.02.30
Followed by 6.54% Variable for remainder of term

APRC

6.3%

Product fee

£999

Information

Max loan to value: 90%
Early repayment charge: Yes

Information

Max loan to value: 90%
Early repayment charge: Yes

4.89% Fixed to 28.02.29

Rate

4.89%

4.89% Fixed Rate until 28.02.29
Followed by 6.54% Variable for remainder of term

APRC

6.4%

Product fee

£999

Information

Max loan to value: 75%
Early repayment charge: Yes

Information

Max loan to value: 75%
Early repayment charge: Yes

5.05% Fixed to 28.02.30

Rate

5.05%

5.05% Fixed Rate until 28.02.30
Followed by 6.54% Variable for remainder of term

APRC

6.2%

Product fee

£999

Information

Max loan to value: 85%
Early repayment charge: Yes

Information

Max loan to value: 85%
Early repayment charge: Yes

4.92% Fixed to 29.02.32

Rate

4.92%

4.92% Fixed Rate until 29.02.32
Followed by 6.54% Variable for remainder of term

APRC

5.7%

Product fee

£999

Information

Max loan to value: 75%
Early repayment charge: Yes

Information

Max loan to value: 75%
Early repayment charge: Yes

Overall cost of a mortgage

To help understand the typical cost of this mortgage, please see the representative example below.

Representative example (This is not an illustration and should only be used as an example)

A mortgage of £72,795.00 starting on 01.05.26 payable over 9 years on an initial fixed rate of 5.17% to 30.11.29, then reverting to our standard variable rate currently at 6.54% for the remainder of the mortgage. This would require 42 monthly payments of £846.13 and 65 monthly payments of £885.43, plus one initial interest payment of £320.30.

The total amount payable would be £93,410.71 made up of the loan amount plus interest of £20,313.71, a valuation fee of £143.00 and a funds transfer fee of £8.00.

The overall cost for comparison is 5.9% APRC representative.

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Godiva Mortgages Limited is a limited company registered in England and Wales (with company number 5830727) and is authorised and regulated by the Financial Conduct Authority (firm reference number 457622, www.fca.org.uk). Godiva Mortgages Limited. Registered Office: Coventry House, Harry Weston Road, Binley, Coventry, West Midlands CV3 2TQ

 

For all enquiries call 0800 121 6162.

 

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